HoodFold

HOW A HOODFOLD WORKS

One position.Every yield.

You choose a tokenized stock and deposit into its HoodFold. HoodFold handles the DeFi strategy: it keeps defined stock exposure, routes idle capital to lending, provides liquidity, and compounds — and shows you exactly how that compares to just holding.

THE FLOW

Deposit once. Five layers.

  1. 01

    Deposit

    Deposit USDG or another supported asset into a HoodFold. No lockups, no wrapping to hold.

  2. 02

    Allocate

    HoodFold automatically creates the tokenized-stock and stablecoin allocation the strategy requires.

  3. 03

    Route

    Idle capital is routed into approved ERC-4626 lending vaults when appropriate, earning base yield while it waits.

  4. 04

    Provide liquidity

    Part of the capital provides on-chain liquidity through the strategy and collects trading fees.

  5. 05

    Compound

    Generated yield is harvested and reinvested automatically. Your HoodFold share keeps accruing.

DepositAllocateLendProvide liquidityCompound

HOODFOLD SCORE

How suitable is this stock, right now?

HoodFold Score is a 0–100 estimate of how well a tokenized asset currently fits the HoodFold strategy. It is not an investment recommendation and it does not predict whether the stock price will rise.

89 / 100

HoodFold Score evaluates strategy conditions, not expected stock performance.
Trading volume92%
Liquidity89%
Borrow demand81%
Vault safety94%
Volatility efficiency74%

Inputs may include DEX trading volume, available liquidity, borrow demand, vault quality, volatility, oracle quality and market conditions.

HOODFOLD ALPHA

Better than holding?The honest number.

HoodFold Alpha measures HoodFold performance relative to simply holding the underlying tokenized-stock benchmark. It is not guaranteed to be positive.

HoodFold Alpha = HoodFold total return − benchmark return

Positive example · NVDA

NVDA Hold
+20.0%
NVDA HoodFold
+23.0%
HoodFold Alpha
+3.0%

Negative example

Hold
+9.8%
HoodFold
+8.4%
HoodFold Alpha
−1.4%

Trading fees and lending yield did not compensate for impermanent loss, slippage and fees over the period.

Performance breakdown · NVDA

Stock movement
+20.0%
Trading fees
+3.2%
Lending yield
+1.5%
Impermanent loss
−1.1%
Protocol fees
−0.6%
Total HoodHoodFold return
+23.0%
HoodFold Alpha
+3.0%

UNDERSTAND THE RISK

A HoodFold is notthe same as holding.

A HoodFold contains stablecoins, lending positions and liquidity positions alongside stock exposure. That introduces risks a plain tokenized-stock position does not have. None of this is risk-free, and loss of capital is possible.

Smart contractLow / Medium
Vault / lending protocolMedium
LiquidityLow
Impermanent lossMedium
Stock volatilityHigh
OracleLow
Tokenized-equity issuerMedium
Market-hours pricingMedium
  • ·Smart contract risk
  • ·Liquidity risk
  • ·Impermanent loss
  • ·Vault / lending protocol risk
  • ·Oracle risk
  • ·Tokenized-equity issuer risk
  • ·Stock volatility
  • ·Stablecoin risk
  • ·Market-hours pricing risk
  • ·Network risk
  • ·Strategy execution risk

Risk levels shown here are illustrative. Live values will come from protocol configuration and monitoring, not fixed marketing claims.

CHOOSE YOUR HOODFOLD

Choose your HoodFold.

The HoodFold architecture supports several allocation profiles. Balanced ships first; the others are designed and will unlock as strategy tooling matures. HoodFold never promises a fixed return for any of them.

ConservativeComing soon

25% stock · 75% stablecoin

Lower stock exposure, lower volatility, more of the position earning stable yield.

BalancedLive

50% stock · 50% stablecoin

Balanced market exposure and yield generation. The default HoodFold shape.

AggressiveComing soon

75% stock · 25% stablecoin

Higher equity exposure and higher expected volatility, with a thinner yield base.

HOODFOLD ENGINE

Liquidity that understandsmarket conditions.

The HoodFold Engine is a deterministic, rules-based strategy layer — not an "AI". It reads market state and outputs an allocation, a liquidity range, a risk mode and a rebalance schedule inside hard risk constraints.

Inputs

Stock priceVolatilityDEX volumeBorrow APRVault liquidityMarket statusOracle deviationPool utilisationEarnings calendar

HoodFold Engine · rules-based

Deterministic. Same inputs, same allocation. No black box.

Outputs

LP allocationStock vault allocationStablecoin vault allocationLiquidity rangeRisk modeRebalance timing

Example allocation

LP42%
Stock vault29%
Stable vault29%

FUTURE STRATEGY ARCHITECTURE

Liquidity that readsthe market.

HoodFold strategies can eventually react to tokenized-equity market conditions. When reference equity markets are closed or volatility risk rises, a HoodFold can reduce aggressive liquidity exposure and move capital toward safer approved vault allocations. This is roadmap architecture — not something claimed to run on-chain today.

US MARKETOPEN
Reference confidence
HIGH
Strategy mode
NORMAL
US MARKETCLOSED
Reference confidence
LOWER
Strategy mode
PROTECTED

Protected Mode

Reduce liquidity exposure during periods of elevated pricing uncertainty: widen liquidity ranges, cut active LP allocation, increase stablecoin vault allocation, slow rebalancing, and pause aggressive rebalancing when oracle deviation is too high.

Normal mode

Active liquidity50%
Stock vault25%
Stable vault25%

Protected mode

Active liquidity20%
Stock vault40%
Stable vault40%

Earnings Protection

Tokenized equities can gap sharply around company earnings. Future HoodFolds may automatically cut active liquidity before a major earnings event and rebuild it as price discovery stabilises. This may help reduce adverse-selection and impermanent-loss risk — it is not guaranteed protection.

Normal

50% active LP

Before earnings

20% active LP

After the print

20% → 30% → 40% → 50%

Protected Mode and Earnings Protection are planned strategy architecture — not claimed to run on-chain today.

VAULT SHARES

Your positionis an hfToken.

Each HoodFold issues a vault share — hfNVDA, hfSPY, hfQQQ, hfAI. Your hfToken represents your share of the underlying HoodFold strategy. Its value moves with the strategy's assets and the returns it generates.

hfNVDAhfSPYhfQQQhfAI

COMPOSABILITY · FUTURE

HoodFold vault shares are designed to plug into the rest of DeFi over time — as collateral, in structured products, in portfolio vaults, and across other protocols. Leverage and borrowing are future composability possibilities, not a headline product.

NVDAHoodFoldhfNVDADeFi

PROTOCOL FEES

We only take a cutof the yield we add.

The conceptual fee model: no deposit fee, no withdrawal fee, and a performance fee charged only on yield HoodFold generates — never on the underlying stock's natural price appreciation. Production values are not configured yet.

Underlying stock gain
+$3,000
HoodFold-generated yield
+$700
Performance fee (10%) applies to
$700
Never applies to
$3,700

If the performance fee is 10%, it applies to the $700 of HoodFold-generated yield — not to the $3,000 the stock moved on its own.

0% deposit fee0% withdrawal feeperformance fee on generated yield only

Production fee values are not configured yet.

ARCHITECTURE

Deposits and strategy,kept apart.

Users hold shares of a HoodFold vault. A separate strategy layer allocates capital between tokenized-equity exposure, approved lending vaults and on-chain liquidity, under hard risk constraints on allocation, slippage, oracle deviation and vault exposure.

01HoodFoldFactoryDeploys and registers every HoodFold
02HoodFoldVaultERC-4626-style share vault users deposit into
03StrategyManagerSplits capital across the three destinations

↓ splits across ↓

Liquidity Strategy

On-chain liquidity, trading fees

Stablecoin Vault

Approved ERC-4626 lending, base yield

Stock Vault

Stock-lending yield where a market exists

Supporting infrastructure

VaultRegistryOracleAdapterRiskManagerRebalanceKeeperFeeControllerEmergencyGuardian

Liquidity on Uniswap v4 / compatible infrastructure. Lending through ERC-4626-compatible vaults where supported. No integration is claimed as live until it is in the deployed configuration.

UNDER THE HOOD

For theDeFi-native.

HoodFold separates user deposits from strategy execution. Users hold shares of a HoodFold vault; the strategy layer allocates capital between tokenized-equity exposure, approved lending vaults and on-chain liquidity.

A routing layer selects supported yield destinations based on availability and conditions. Risk constraints limit allocation, slippage, oracle deviation and vault exposure. Stock lending is only used where an approved, liquid borrow market exists — otherwise the stock allocation stays in the liquidity strategy or idle.

FAQ

Questions,answered plainly.

What is HoodFold?+

HoodFold is an automated yield layer for tokenized equities. You deposit into a strategy called a HoodFold, and the protocol runs the DeFi mechanics for you.

What is a HoodFold?+

A HoodFold is an automated on-chain strategy that combines tokenized-stock exposure with DeFi yield sources — stablecoin lending, on-chain liquidity fees, stock lending where available — and compounds the result.

Do I still have stock exposure?+

Yes, in part. Depending on the selected HoodFold strategy, a defined portion of the position stays exposed to the underlying tokenized equity.

Is HoodFold the same as holding the stock?+

No. A HoodFold also holds stablecoins, liquidity positions and lending positions, so its return can differ from simply holding the underlying equity token — in either direction.

What is HoodFold Alpha?+

HoodFold Alpha compares a HoodFold's total return with the return of the underlying benchmark. Positive HoodFold Alpha means the HoodFold did better than holding; negative means it did worse.

Can HoodFold Alpha be negative?+

Yes. Trading fees and lending yield may not always compensate for impermanent loss, slippage, protocol fees or other strategy costs.

Where does the yield come from?+

Potential sources are DEX trading fees, stablecoin lending, and stock lending where a supported market exists. Compounding reinvests what those sources produce.

Is stock lending always available?+

No. It depends on supported lending markets and real borrower demand. When no approved market exists, the stock allocation is used only in the liquidity strategy or left idle — HoodFold does not display stock-lending income that isn't there.

What is hfNVDA?+

hfNVDA represents your share of the NVDA HoodFold vault. Its value tracks the underlying strategy assets and the returns they generate.

Is my return guaranteed?+

No. Returns are variable and capital is exposed to multiple risks, including loss.

What is impermanent loss?+

When a HoodFold provides liquidity, the value of that position can drift below what you'd have if you simply held the two assets, because the pool rebalances against price moves. It is a real cost and it is shown in every return breakdown.

What happens when stock markets are closed?+

Tokenized assets may keep trading on-chain while traditional reference markets are closed, which can increase pricing uncertainty. Future market-aware strategies are designed to reduce aggressive liquidity exposure during those windows.

Does HoodFold issue real stocks?+

No. HoodFold works with supported tokenized-equity assets issued by third parties.

Is HoodFold a brokerage?+

No. HoodFold is on-chain infrastructure for automated strategies around tokenized-equity assets. Nothing here is investment, legal or financial advice.